Archive for February 2011

CONFUSED WITH THE TV AD FOR INSURANCE

By Pat Lightcap

You all have probably seen the TV ad for AARP Medicare Supplement Plans that encourage you to send for information about supplemental health insurance to help pay medical expenses that your Medicare insurance does not cover. This is actually insurance from the UnitedHealthCare Insurance Company of Pennsylvania and New York. That insurance company pays AARP to use the AARP name. In the TV advertisement you will hear, “and it is the only Medicare Supplement Plan endorsed by AARP…” But if you read the message on your tv screen it says, “AARP does not recommend health related products, services, insurance or programs.” So let me get this straight: AARP endorses their Medicare Supplement Insurance but they don’t recommend it! Am I the only one that gets confused with this type of promotion?! AARP gets a kickback (royalty) when you buy the insurance that is actually provided by another company. Would not the insurance be cheaper if United Health Care did not have to pay AARP?! Especially since AARP cannot recommend it.

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