Archive for January 2011

Wind Chills To Drop To Teens Tonight

Submitted by Madison County Emergency Management

ANOTHER ARCTIC AIR MASS WILL SWEEP INTO THE REGION FROM

NORTHWEST TO SOUTHEAST ACROSS THE AREA TONIGHT. NORTHWESTERLY

WINDS AROUND 10 MPH WILL COMBINE WITH TEMPERATURES FALLING THROUGH

THE 30S AND INTO THE UPPER 20S TO PRODUCE WIND CHILLS INTO THE

UPPER TEENS TO LOWER 20S ACROSS THE REGION LATE TONIGHT AND

WEDNESDAY MORNING. EVEN DURING THE DAY ON WEDNESDAY…WIND CHILLS

ARE EXPECTED TO REMAIN IN THE 30S FOR MUCH OF THE AFTERNOON…WHICH

WILL LIKELY BE FOLLOWED BY A HARD FREEZE ON WEDNESDAY NIGHT AS

THE WINDS DIMINISH.

Share

Tobacco Use And Influenza

When you’re thinking about quitting use of tobacco – today is the time to take the appropriate steps to do so.
- Some research studies show an increase in flu infections among smokers compared to nonsmokers.
- There is a higher mortality rate for smokers than nonsmokers from influenza
Additional respiratory health consequences –
- Use of tobacco is related to chronic coughing and wheezing among adults and kids and chronic bronchitis and emphysema among adults.
- Smokers are more likely than nonsmokers to have upper and lower respiratory tract infections, perhaps because use of tobacco suppresses immune function.
Within 20 minutes after you smoke that last cigarette, your body begins a series of positive changes that continue for years.
Tobacco use Cessation –
- Use of tobacco harms almost every organ of the body, causing many illnesses and decling the health of smokers. Quitting smoking has immediate, as well as long-term health benefits.
- Web-Based Guide to Quitting Tobacco use at http – //www.smoke free.gov/
Additional Information on How to Quit Smoking at http – //www.cdc.gov/tobacco/how2quit.htm

Share

Love, Sex, and Lasting Relationships By Dr. Sylvia Tomberlin

We were made by God to love and to be loved. We crave the intimacy, acceptance, security and significance that flow when we bond in mind, heart and body with a member of the opposite sex.
Advertisers and media target our emotional neediness, but avoid addressing the issue of lasting relationships. If we look at the end results of this media hype, the words “divorce, breakup, wounds, baggage, ex-mate, and abuse” are all too common in our relational vocabulary. Even in surviving marriages, the atmosphere often reeks of unhappiness and disappointment.” (Love, Sex, and Lasting Relationships by Chip Ingram)
Ingram states that “the world view, and our sinful lusts, has driven us to approach relationships in an upside-down fashion: “sex, parenting, maybe marriage, and probably divorce.” This is exactly opposite from God’s plan for us.
Relationships often occur for the wrong reason, primarily sex. “Hooking up” seems to have become the ultimate agenda of many young people and adults today. True love has lost its meaning. The goal seems to be personal satisfaction and immediate gratification with no regard for commitment or the welfare of others. We also tend to believe that a relationship validates worth, no matter how bad it may be.
It has been said that “what we believe, we behave…we are what we think.” Adults and children alike spend most of their free time watching TV programs and reading magazines and books that promote inordinate affection, promiscuity, adultery, lying, and cheating, all in the name of “love and romance.” We have become immune to what God calls “sin.”
Watching a TV show where immoral sex, infidelity and divorce are common does not compare to living it out in real life. It is one of the most traumatic experiences human beings can experience. Loss of trust, security, and self esteem to us and innocent others, results in wounded hearts that frequently remain unhealed for a lifetime.
God’s Word lovingly provides guidelines to help us avoid and/or recover from hurtful relationships. Learning to give and receive love as God intended is the first line of defense against a broken heart, and the foundation for lasting relationships. In order to have a joy-filled and peaceful life, we must avoid the world’s philosophy and implement these godly guidelines.

Share

Lady Warriors Win Two

The Aucilla Christian Academy Varsity Lady Warriors won the past two contests to now stand on a 6-7 season.
ACA squared off against Bronson Dec. 17 in the final contest of 2010 and the Lady Warriors slammed Bronson for a 36-18 victory.
Sarah Sorensen targeted for 14 points, had eight rebounds, two assists and two steals.
Abigail Vasquez scored two points and had three rebounds.
Anna Finlayson netted four points and snagged five rebounds.
Kaitlin Jackson bucketed for six points, grabbed eight rebounds; she had nine assists, seven steals and one blocked shot.
Cheltsie Kinsley targeted for ten points and snagged ten rebounds for a double-double.
Sunnie Sorensen had two rebounds.
Nikki Hamrick had two assists and four steals.
In the first match-up of 2011, the Lady Warriors went in against Malone and squeaked their opponent for a 32-31 win.
Sarah Sorensen netted five points, with eight rebounds, two assists and two steals.
Hamrick bucketed for 14 points and had two steals.
Tiffany Funderburke scored two points and grabbed five rebounds.
Vasquez scored one point. She had three assists and five steals.
Finlayson netted for five points and had one rebound.
Jackson targeted for 15 points, and snagged 10 rebounds for a double-double, with eight assists and seven steals.
Kinsley grabbed two rebounds.
Sunnie Sorensen had three rebounds.
The Lady Warriors go in against North Florida Christian, Jan. 13 at 7:30 p.m., home; Maclay, Jan. 14 at 4:30 p.m., home; Westwood, Jan. 18 at 6:30 p.m., away; John Paul II, Jan. 20 at 6 p.m., home; Munroe, Jan. 21 at 6 p.m., home; Jefferson, Jan. 25 at 5 p.m., at Jefferson; Georgia Christian, Jan. 27 at 6 p.m., away; and the regular season winds up against Madison, Jan. 28 at 6:30 p.m., away.

Share

JV Warriors Split Final Two Of 2010

The Aucilla Christian Academy junior varsity Warriors were downed by Malone on the hardwood, December 10 for a 46-38 loss.
As a team, the Warriors dropped in 12 of 33 attempts from the field, one of nine attempts from the three-point zone and 11 of 20 attempts from the free throw line for 38 points. They had one assist, 11 offensive and 24 defensive rebounds for a total of 35 rebounds, with three block/steals and 12 turnovers.
Brad Holm dropped in one attempt from the field, missed three attempts from the three-point zone and netted one of two attempts from the free throw line for three points. He snagged one offensive and six defensive rebounds for a total of seven rebounds.
Jared Jackson bucketed four of seven attempts from the field and three of six attempts from the free throw line, for 11 points. He had two offensive and eight defensive rebounds for a total of ten rebounds and a double-double, with one turnover.
Tres Copeland missed six attempts from the field, missed one attempt from the three-point zone and hit one of two attempts from the free throw line for one point.
He had three offensive and one defensive rebound for a total of four rebounds, with one block/steal and four turnovers.
Hans Sorensen targeted six of ten attempts from the field, hit one of two attempts from the three-point zone and netted six of ten attempts from the free throw line for 21 points. He collected one assist with three offensive and seven defensive rebounds for a total of ten rebounds and a double-double, with one block/steal and three turnovers.
Robbie Tenney missed one attempt from the field and one attempt from the three-point zone. He had one defensive rebound and one turnover.
Austin Malloy missed one attempt from the three-point zone and he had one defensive rebound.
Braden Mattingly missed one attempt from the field.
Josh Wood missed five attempts from the field and missed one attempt from the three-point zone. He had one block/steal and three turnovers.
Cody Ledford hit one of two attempts from the field for two points and he had one offensive and one defensive rebound for a total of two rebounds.
The JV Warriors downed Altha Dec. 17 for a 32-26 win and to finish up 2010 on a 6-2 season.
As a team the JV’s sunk eight of 21 attempts from the field, hit two of 17 attempts from the three-point zone and dropped in ten of 17 attempts from the free throw line for 32 points. They collected ten assists, 12 offensive and 19 defensive rebounds for a total of 31 rebounds, with 27 block/steals and 15 turnovers.
Holm sank one of two attempts from the field for two points. He had one assist, four offensive and five defensive rebounds for a total of nine rebounds, with three block/steals and three turnovers.
Jackson bucketed two of three attempts from the field, missed one attempt from the three-point zone and netted two attempts from the free throw line for six points. He collected two assists, four offensive and five defensive rebounds for a total of nine rebounds, with five block/steals.
Sorensen hit two of six attempts from the field and sank four of six attempts from the free throw line for eight points. He had two assists, two offensive, and two defensive rebounds for a total of four rebounds, with four block/steals and four turnovers.
Tenney bucketed two of four attempts from the field, hit one of four attempts from the three-point zone and dropped in three of seven attempts from the free throw line for ten points.
He had one assist, two defensive rebounds, with eight block/steals and two turnovers.
Austin Malloy missed three attempts from the three-point zone, with one defensive rebound and one block/steal.
Mattingly missed one attempt from the field.
Wood dropped in one of four attempts from the field, hit one of four attempts from the three-point zone and netted one of two attempts from the free throw line for six points. He collected four assists, two offensive and three defensive rebounds, for a total of five rebounds, with eight block/steals and five turnovers.
Cody Ledford missed one attempt from the field, had one defensive rebound and one turnover.
The Aucilla JVs return to the court against Perry Middle, 6 p.m., Jan. 5, home; Malone, 5 p.m., Jan. 12, home; John Paul II, 4:30 p.m., Jan. 14, home; Altha, 5:30 p.m., Jan. 15, home; John Paul II, 4:30 p.m., Jan. 19, away; Altha, 6 p.m., Jan. 21, away; Munroe, 5 p.m., Jan. 22, away; Branford, 4 p.m., Jan. 25, home; and winding up the season, Branford, 4 p.m., Feb. 2, away.

Share

JV Warriors Down Malone

The Aucilla Christian Academy junior varsity Warriors downed Malone 33-28, Jan. 4 for their first win of 2011. The JV’s now stands 5-3 on the season.
As a team, the Warriors bucketed 10 of 25 attempts from the field, missed three attempts from the three-point zone and sunk 13 of 32 attempts from the free throw line for 33 points. They collected 11 assists, eight offensive and 15 defensive rebounds for a total of 23 rebounds, with 13 block/steals and 21 turnovers.
Brad Holm hit one attempt from the field for two points. He had one assist, two offensive and four defensive rebounds for a total of six rebounds, with one block/steal and six turnovers.
Jared Jackson bucketed two of six attempts from the field, and sank five of ten attempts from the free throw line for nine points. He had one assist, two offensive and four defensive rebounds for a total of six rebounds, with one block/steal and three turnovers.
Tres Copeland sunk two of five attempts from the field and netted two of five attempts from the free throw line for six points. He had two assists, two offensive and one defensive rebound for a total of three rebounds, with four block/steals and one turnover.
Hans Sorensen hit one of four attempts from the field, missed one attempt from the three-point zone and bucketed six of 13 attempts from the free throw line for eight points. He had three assists, with two defensive rebounds, five block/steals and six turnovers.
Robbie Tenney sunk one of two attempts from the field, missed one attempt from the three-point zone and missed two attempts from the free throw line for two points. He had two assists, with one defensive rebound, two block/steals and three turnovers.
Austin Malloy missed two attempts from the free throw line.
Josh Wood bucketed two of four attempts from the field and missed one attempt from the three-point zone for four points and he had two turnovers.
Cody Ledford netted one of three attempts from the field for two points. He also had two offensive and three defensive rebounds for a total of five rebounds.
The JV Warriors face off against Munroe Jan. 14 at 5 p.m., away; Westwood, Jan. 18 at 5 p.m., away; John Paul II, Jan. 20 at 4:30 p.m., home; Munroe, Jan. 21 at 4:30 p.m., home; and wrapping up the season, Westwood, Jan. 28 at 6:30 p.m., home.

Share

Cowgirls Beat Branford

The Madison County High School Cowgirls defeated the Branford Lady Buccaneers 35-33 in varsity hoops action played at the MaCoHi Holiday Invitational Tournament in Madison on Dec. 21.
The Lady Buccaneers took a 7-6 lead at the end of the first quarter, before the Cowgirls fought back to take a 16-11 lead into the locker room.
Not giving up, Branford fought back and outscored the Cowgirls 13-3 in the third quarter taking a 24-19 lead.
The Cowgirls outscored the Lady Buccaneers 16-9 in the fourth quarter to walk away with the two-point win.
Brianna Davis scored 18 points for the Cowgirls.
Jessica Clark chipped in six points for the win.
Emerald Moore scored five points.
Essence Monlyn had three points.
Tereca Tyler scored two points.
Quineshia Farmer had one point in the game.

Share

Cowgirls Lose To Lady Storm

The Madison County High School Cowgirls varsity basketball team played the Celebration High Lady Storm on Dec. 22 in the MaCoHi Holiday Invitational Tournament.
The Cowgirls lost the game 56-14.
The Lady Storm had a great offense, which outscored the Cowgirls in each quarter and their defense kept the Cowgirls in check.
Essence Monlyn scored six points in the game.
Lakimberly McQuay, Brianna Davis and Emerald Moore scored two points each.
Quineshia Farmer and Quesha Davis each scored one point.
The loss dropped the Cowgirls record to 3-8.
The Cowgirls will play against Taylor County in Perry on Thursday evening, Jan. 14, and will be at home on Friday evening, Jan. 15. Tip-off is scheduled for 6 p.m. for both games.

Share

NFCC Art Exhibit “Remnants & Remains” Now Open: NFCC invites public to exhibit reception Jan. 11, 12-1:30 p.m.

The North Florida Community College Art Department invites the public to a reception on Tuesday, Jan. 11 from 12 Noon-1:30 p.m. in celebration of its newest exhibit entitled “Remnants and Remains” at the NFCC Hardee Center for the Arts (NFCC Bldg. 11). The reception is free and open to the public.
“I encourage you to spend your lunch hour with us on Tuesday, Jan. 11 to see the Hardee Center’s newest exhibit,” said Lisa Barden, NFCC Art Instructor. “Two wonderful artists are being featured and you can conveniently grab some lunch next door at the college’s Sentinel Café.”
Open now through Jan. 31, the exhibit features works by nationally renowned artists Ruth Foote and Leighton McWilliams.
Artist Ruth Foote’s featured photographs showcase objects she found in a 100-year-old commercial building that she purchased in 2007 to use as her studio and residence. “Many items reminded me of things I would find in my Grandmothers’ or great Aunts’ homes,” said Foote.  “As I cleaned out closets and photographed the remains, I began to form a story of the business, the woman who ran it, of her family life and relationships. After I collected and recorded the objects, they took on new value. I found I had a hard time discarding them myself.” Foote said that this transformation occurred once she clicked the shutter of her camera. “What is that saying: one person’s trash is another’s treasure?”
Artist Leighton McWilliams is showing a series of photographs that she describes as “a narrative, but not a traditional story with a beginning, middle, and end.” In this series, she includes actual objects along with images that have been filtered through her computer. “It’s about fragments and pieces; you can make of it what you will by taking yourself into the little reliquaries that I create,” said McWilliams. “Hopefully the pieces will mean something different to each individual who views them.”
The January exhibit, “Remnants and Remains” open now through Jan. 31, and the reception on Jan. 11 are both open to the public. Regular hours for the NFCC Hardee Center for the Arts are Monday through Thursday, 10 a.m.-4 p.m. For more information, contact Lisa Barden, NFCC art instructor, at (850) 973-1642, email BardenL @nfcc.edu or visit www.nfcc.edu (search Visual Arts).

Share

How School Lunches Affect Childhood Obesity

Many who hear the terms “Mystery Meat” or “Turkey Surprise,” think of one thing, school cafeterias. However, with the stigma being placed on cafeterias, does anyone really know the health benefits of school lunches? Some schools are turning towards ala carte lines and having pizza as a staple option for students. Others are sticking to a daily menu, picked by the school, consisting of vegetables, bread, meat and dairy.
Ala carte for students is a bad idea. While it does give students a choice, it also encourages unhealthy eating habits. Ala carte lines often include pizza, chicken tenders, French fries and, occasionally, a salad. When put in front of a student, most students would avoid the salad, going for the greasier counterpart.
The issue is, students who eat these unhealthy meals are not getting the vitamins and nutrients they need. Fried and greasy foods offer little in the way of health. A slice of pepperoni pizza has, on average, 300 calories. Fried chicken tenders have, on average, 500 or more calories. When you add French fries, you are adding nearly four hundred calories. That doesn’t include a drink or sauces.
An entire school lunch, consisting of vegetables, fruits, meat, a drink and a dessert has about 900 calories. Those 900 calories, however, include a lot less fat and a lot more nutrients that the body needs. Unlike chicken tenders and fries, which have no health benefits, regular lunches contain vitamins and minerals that a growing child needs.
Another benefit of eating a normal school lunch is the price. School lunches cost about $3, give or take, depending on a families income. Compare this to ala carte, which costs $4-$8. School lunches, at $3 a day, five days a week, for 36 weeks, adds up to $540 a school year. 0, at $7 a day, for the same amount of time, is $1260 a school year.
An even cheaper option, still, is to pack your students lunch. A ham sandwich is 230 calories; water is zero calories (you can include a Kool-Aid pouch for only 10 calories), a pack of cheese crackers is 200 calories, 10 baby carrots is 40 calories and an applesauce cup is about fifty calories. That is 530 calories in an entire meal for an annual cost of between $450 and $500.
As a parent, it is your job to decide what is the best method for your family. If your family is not too strapped for cash, then perhaps a school lunch is the best way to go. If your family is tight on cash, but does not qualify for reduced lunch prices, then perhaps packing a lunch is a better idea. Another factor is your child’s health.
If your child is at risk of becoming obese, then perhaps packing their lunch is a better idea. You can pack them salads, healthy sandwiches, carrots and other healthy treats. Then you are aware of exactly what they are eating during the day. If your child is healthy and poses no risks, then school lunches are safe. Ala carte, however, is not the answer, no matter how healthy your child is.

Share

Building Effective Study Habits

Studying…can’t live with it, can’t pass without it. For students, studying is a regular menace. Every day they face hoards of homework, teachers and tests. As a student gets older, their homework gets harder. This often requires more time set aside for studying. However, most students do not have an effective study schedule and plan. Most students, who do study, study incorrectly.
When done correctly, studying can be a greatly beneficial time saver. Studying can help students improve their grades and retain greater amounts of knowledge. When studying is done incorrectly, it is generally a waste of time. The information retained is forgotten and the student’s grades will suffer.
Students should spend, on average, about an hour studying and doing homework each day. Most students, however, spend no time studying during the week, and when the night before the test arrives, they study for three hours. That is not an effective study method. Cramming only temporarily stores information — temporarily meaning, for two-four hours.
The best method of studying is to learn a little at a time. Spend an hour each night going over information you learned that day. This prevents a student from spending large amounts of time cramming, and, in the end, still failing the test. Learning a little at a time will also help to store the knowledge for longer periods of time.
Each night, spend an hour studying. Within that hour, spend 15 minutes reviewing what you learned the day before. Take plenty of notes and remember to ask your teacher about any problems that you have issues with. If you wait until the night before the test to study, then you wont have a chance to ask about questions you had problems with.
There are several other tools that a student can use to study material. Flash cards are a great way to test your knowledge of a subject. For vocabulary tests, simply write down the word on one side of the card and the definition on the other. Test your self in two different ways: give yourself the definition and guess the word, or give yourself the word and guess the definition.
Other ideas include highlighting important terms while reading the chapter, finding real-world references to use when learning ideas or quiz yourself on the topics you are studying. Students can also go to after school tutoring sessions to get assistance on their homework assignments.

Share

Madison County Road Department, Part Eight: Road Warriors: The Dump Truck Crew

John Pinkard, Steve Chaney, and James Scarboro in front of the big white truck Scarboro drives. Not pictured: Daniel McKnight.

The three-member dump truck crew of the Madison County Road Department has a collective total of over 70 years experience driving different kinds of trucks.
James Scarboro is a 29-year veteran of the Road Department, driving mostly dump trucks during that time. A lifelong resident of Madison, he and his wife Nancy (married 25 years) have a 22-year-old son named J.R., and a 20-year old daughter, Katie, who attends NFCC. Daniel McKnight, also a Madison native, has nine years with the Department; before that, he drove a truck for Gold Kist Poultry in Live Oak for four years. Steve Chaney, originally from Kentucky, came to Madison as a child and has lived here for over 40 years. He joined the Road Department five and half years ago, after a 25-year career driving semis for Arnold Transportation and Trailer Bridge trucking companies. It was during those 25 years that he logged an impressive total of over 3 million “safe miles” – that’s 3 million miles across countless American highways without a single incident.
The crew’s experience also includes operating various types of heavy equipment, as Chaney points out: “we do a lot more than just drive the dump trucks. All of us have run a backhoe, or a loader, or a grader…or whatever comes up.”
Scarboro agrees, emphasizing the skill needed to safely operate any piece of heavy equipment. When it comes to the dump trucks, he says, one of the most important safety issues is that the operator must know exactly what is above his truck once he maneuvers it into position for unloading. When the truck’s back tilts up, it can rise as high as twenty feet or more – about the height of a two-storey building. If the crew is working on a narrow dirt road, bringing in material to fill in a washout or low spot, that means making sure there is enough room underneath any overhanging tree limbs or other obstruction, and definitely making sure they are not directly below any power lines.
Their day begins first thing in the morning when they come in to get their orders for the day. Each man drives his own truck (“I drive the big white one!” says Scarboro enthusiatically), and each is responsible for making sure his truck is properly maintained and serviced, and that it is in good running order before heading out for a load of dirt, clay, lime rock, gravel or any other material needed for the job at hand. Sometimes they operate the frontend loaders themselves and fill their own trucks if no one else is available. Other times they might have to make a trip to the Blue Rock Company in Mayo for a load of lime rock, and depending on where in Madison County they need to deliver it, this could be a hauling trip of 30 to 45 miles, one way.
Currently, the crew is preparing Flowers Road for paving, bringing in loads of lime rock, dirt and clay to build up the base. Once the road is ready, Madison County will take bids from private paving companies and contract out the actual paving. The Road Department doesn’t own a paving machine; it’s far too big an expense for a small county like Madison.
Between the big jobs like Flowers Road, there are many other jobs like bringing in dirt and clay to stabilize those soft, sandy spots in roads. Other times there might be uneven roads that need to be leveled out, after-storm washouts that need filling in, right of ways that need to be cleaned and the debris hauled off, road sections that need patching material, trees that need to be hauled away from job sites, slippery hills that need gravel so car tires can get better traction…the list goes on.
Of course, their crew wouldn’t be complete without their spreader, John Pinkard, to evenly distribute and smooth out the material they deliver to the site – a huge job that Pinkard does well, say his crew mates. He has been with the Road Department so long that, right offhand, he’s not sure whether it’s 34 or 35 years, and he is yet another Madison native and lifelong resident. In fact, the Pinkard family has been in the Madison area since 1841. He has a father who is still living, along with five daughters, six granddaughters (one of whom attends the University of Florida) and three grandsons.
As usual, it’s another busy day, and the men head off to their trucks in the early morning. Once in a while, though, there may be no hauling needed, and “no use for a truck driver (that day),” says Chaney, but that doesn’t mean there’s nothing to do. The men will simply be assigned to other crews, and “they’ll put you to work doing something.”

Share

Florida Weekly Gas Price Update

Submitted by FloridaStateGasPrices.com

Florida, January 10- Average retail gasoline prices in Florida have risen 1.9 cents per gallon in the past week, averaging $3.09/g yesterday. This compares with the national average that has increased 1.7 cents per gallon in the last week to $3.07/g, according to gasoline price website FloridaStateGasPrices.com. 

Including the change in gas prices in Florida during the past week, prices yesterday were 33.2 cents per gallon higher than the same day one year ago and are 11.6 cents per gallon higher than a month ago. The national average has increased 10.0 cents per gallon during the last month and stands 32.3 cents per gallon higher than this day one year ago. 

About FloridaStateGasPrices.com

GasBuddy operates GasBuddy.com, FloridaStateGasPrices.com, and over 225 other local gasoline price-tracking websites that follow prices at over 125,000 gasoline stations in the United States and Canada. GasBuddy also uses Facebook (facebook.com/gasbuddy) Twitter (twitter.com/gasbuddy), and phone apps to keep motorists ahead of changing gasoline prices. GasBuddy.com was named one of Time magazine’s 50 best websites and to PC World’s 100 most useful websites of 2008.

Share

Retirement Contribution Limits Largely Unchanged

By Jason Alderman

You’ll probably hate me for bringing this up, but it’s time to begin planning for your 2011 taxes – or at least, about the tax implications of your retirement account contributions. 

For the second year in a row, one widely used inflation measurement, the Department of Labor’s Consumer Price Index for Urban Consumers (CPI-U), remained flat for the quarter ending September 30, 2010, compared to the same period a year earlier. That’s important because the IRS uses this measurement to determine whether dozens of tax-related numbers will stay the same or increase from year to year.

Bottom line: In 2011, most contribution levels remain unchanged. Here’s an overview of common retirement savings plans:

Defined contribution plans. The maximum annual contribution to 401(k), 403(b), 457(b) and federal Thrift Savings plans remains unchanged at $16,500 (plus an additional $5,500 if you’re at least 50). Other factors to remember:

  • Your plan may limit the percentage of pay you can contribute so, depending on your salary, your maximum contribution may actually be less.
  • Company-matching contributions don’t count toward your maximum contribution.
  • With pretax contributions, your account grows tax-free until withdrawn, at which point withdrawals are taxed at the rate then in effect.
  • With after-tax contributions, you pay income tax on the money now, but your contributions and their earnings will not be taxed at retirement.

 

Individual Retirement Accounts (IRAs). The maximum annual contribution to IRAs remains unchanged at $5,000 (plus another $1,000 if 50 or older). Contributions to a regular IRA are not impacted by your income, but if your modified adjusted gross income (AGI) exceeds certain limits, the maximum contribution to Roth IRAs gradually phases out:

  • For singles/heads of households the phase-out range is $107,000 to $122,000 in AGI (up from $105,000 to $120,000 in 2010).
  • For married couples filing jointly, it’s $169,000 to $179,000 (up from $167,000 to $177,000).

 

A few rules on deducting IRA contributions on your tax return:

  • If you’re single, a head of household or married and neither spouse is covered by an employer-provided retirement plan, you can deduct the full IRA contribution, regardless of income.
  • If you are covered by an employer plan and are single/head of household, the tax deduction phases out for AGI between $56,000 and $66,000 (unchanged from 2010); if married and filing jointly, it’s $90,000 to $110,000 (up from $89,000 to $109,000 in 2010).
  • If you’re married and aren’t covered by an employer plan but your spouse is, the IRA deduction is phased out if your combined AGI is between $160,000 (s/b $169,000) and $179,000 (up from $167,000 to $177,000).
  • For more details, read IRS Publication 590 at www.irs.gov.

 

A final note: As an incentive for low- and moderate-income workers to save for retirement through an IRA or company-sponsored plan, many are eligible for a savers credit of up to $1,000 ($2,000 if filing jointly). This credit lowers your tax bill, dollar for dollar, in addition to any other tax deduction you already receive for your contribution.

Qualifying income ceiling limits for the Retirement Savers’ Tax Credit increased in 2011 to $55,600 for joint filers, $42,375 for heads of household, and $28,250 for singles or married persons filing separately. Consult IRS Form 8880 for more information.

Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.

 

# # #

Share

Farm Service Agency Disaster Program Sign- Up Begins Jan. 10

Madison County USDA Farm Service Agency (FSA) Executive Director Mark G. Demott, announced that the 2009 crop year Supplemental Revenue Assistance Payments (SURE) program sign-up begins on Jan. 10. SURE is a disaster program that provides assistance to farmers and ranchers who have experienced losses caused by natural disasters.
“Natural disasters can turn what would be a profitable crop year into a year of hardship and financial loss,” said Demott. “The SURE program is part of the safety net that provides assistance to farmers and ranchers when disaster strikes,” Demott said.
For information on the 2009 SURE program eligibility requirements visit your local FSA office or http://www.fsa.usda.gov/sure.

Share

Stamp Prices Rising; What’s Next?

2011 is underway, and as we welcome in this New Year, Madison County also welcoming an increase in the prices of some exceedingly necessary items. Gas is predicted to exceed $5 per gallon this year. Gasoline is a resource that the Americas rely on.
Another resource that Americans are dependent upon is postage. Earlier this year, the United States Postal Service announced a plan to increase prices on postage. The price of stamps has been on an uphill slope for several years. However, the United States has not experienced an increase in almost two years.
On Jan. 2, the USPS met in the middle with the economy. Instead of increasing the price of all postage, they increased the price of some stamps, while decreasing the price of others.
For those who are unsure of the new prices, they are as follows:
First-class mail 1oz. +, postcard, first-class mail flat and parcel, certified mail and international mail will all remain the same. The price of priority mail has increased by $.20 and up, now reaching $5.10 and up. The price of express mail has dropped $.40, from $13.65-$13.25.
Other price increases have been predicted for 2011. DirecTV has announced a plan to increase the price of their satellite television service. Some higher quality cameras have predicted an increase in their prices by as much as 10 percent. The price of recreational travel is also predicted to increase during 2011.

Share

Cherry Lake Citizens Raise Money With Calendar

The citizens of Cherry Lake graciously raised money to go towards constructing a playground at Madison County Central School.
The money was raised through the sales of a calendar, featuring the men of Cherry Lake.
Photography on the calendar was done by Dollie Meggs-Premorel and the concept came from an idea by Debra Knox, the owner of the Cherry Lake General Store.
“This calendar signifies the unity and service of our men here in Cherry Lake,” stated Knox.  “From the young men up and coming, ready to fill the shoes of the previous generations, to the men who lead as businessmen and employ local people.  It includes our elected officials who service our community and keep our streets and homes safe, as well as those men who suffer the tumultuous weather conditions to keep our homes lit through all seasons.  Additionally, it includes our service men, both young and old, who have offered their lives to our country and keep us free. It includes our hunters who help maintain population control of our wildlife and support our local businesses with the supplies needed to hunt.  It includes our diehard agriculture businessmen and our cattlemen continuing the traditional business this country was built upon.  And last, but not least, it includes our men who work hard to support our school system by keeping the busses in good running condition and provide our children with safe transportation back and forth to school.”
Sam Stalnaker, MCCS principal said of the effort by the people of Cherry Lake, “We certainly appreciate all of their efforts to assist MCCS in making it a better place to learn.”
So far, the calendar has raised $540 for the school.

Share

Sabrina Graves Hammock

Mrs. Sabrina Graves Hammock went to be with the Lord on Wednesday, January 5, 2011 in Madison. Mrs. Hammock was 54 years old.
She was born in Valdosta, Georgia on March 3, 1956. Sabrina lived most of her life in Pinetta. She was a homemaker, a devoted mother and wife and a God-loving member of the Pinetta First Baptist Church.
She is survived by her husband of 30 years, John Alvin Hammock, two sons: Dylan (16) and Dustin Hammock (24), both of Pinetta; her two beloved grandchildren, Hayden and Adyson Hammock and one daughter-in-law, Melissa Hammock. She is also survived by one brother, Timothy Graves, of Tallahass-ee, and one sister, Ramona (Hal) Sprenkle, of Pinetta.

Sabrina Graves Hammock


She was preceded in death by her parents; Henry Paul and Clarice Hollingsworth Graves.
She leaves behind her loving brother and sisters-in-law, Jeff and Pam Hammock, and Kenny and Sherry Hammock. She also leaves behind many loving nieces, nephews and cousins. She will be greatly missed by her many friends.
The visitation for Mrs. Hammock was held on Saturday, January 8, 2011 at Beggs Funeral Home, Madison Chapel, from 6-8 p.m.
Funeral services were held on Sunday January 9, 2011, at 2 p.m., at Pinetta First Baptist Church, in Pinetta. Her nephews were pallbearers. They, along with other family members, wore lime green, Sabrina’s favorite color.
Mrs. Sabrina Graves Hammock was laid to rest at Mr. Horeb Cemetary in Pinetta.
Donations may be made to the Pinetta First Baptist Church Building Fund, P.O. Box 117 Pinetta, FL, 32350.

Share

JA To Host Father-Daughter Dance

Submitted by Amy Kendrick, Madison Junior Auxiliary

The Junior Auxiliary of Madison County presents “Masquerade,” the Third Annual Father-Daughter Dance on Saturday, Feb. 12, from 6-8 p.m. at the Madison Woman’s Club.

            Tickets are $10 per Gent for a father to bring up to three daughters. The ticket price includes a 5” x 7” portrait taken at the event.

            Tickets for the dance are available at Madison County Community Bank, Wachovia Bank and Odiorne Insurance.

Share

Chinese Golden Dragon Acrobats Showcase At NFCC Jan. 18

Golden Dragon Acrobats

The North Florida Community College Artist Series presents The Golden Dragon Acrobats on Tuesday, Jan. 18 at NFCC’s Van H. Priest Auditorium. Doors open at 6:30 p.m. Show begins at 7 p.m.
The Golden Dragon Acrobats represent the best of a time honored tradition that began more than 25 centuries ago. World renowned impresario Danny Chang and choreographer Angela Chang combine award-winning acrobatics, traditional dance, spectacular costumes, ancient and contemporary music and theatrical techniques to present a show of breathtaking skill and spellbinding beauty.

Golden Dragon Acrobats


The Golden Dragons are recognized throughout the United States and abroad as the premiere Chinese acrobatic touring company of today. In November 2005, the Golden Dragon Acrobats made their Broadway debut to a sold out audience at the New Victory Theater, New York’s ultimate theater for kids and families.
Their Broadway run over the next six weeks led to adoration and standing ovations from audiences of all ages and universal critical acclaim from the New York press.
The company “delivers beautifully choreographed routines showcasing their amazing skill and physicality, accompanied by a musical score of traditional Chinese music filtered through a New Age sensibility.” (The New York Post).
Tickets are on sale now at the NFCC College Advancement Office (Bldg. 32, NFCC campus) or by calling (850) 973-1653.
More information is also available at http://www.nfcc.edu/communityprograms/artistseries or email ArtistSeries@nfcc.edu
Don’t miss it!

Share