Archive for Editorials

Letter To The Editor: Reader Warns About Phishing Scam

The IRS does not communicate by e-mail, I learned when I called before opening a message from a person using her name at irs.gov address.  The message stated that my recent payment to the IRS was rejected by my bank.  I checked with IRS and learned this is a PHISHING message. . not to be opened.  The IRS requests reporting these attempts to gain banking information.  Forward the message to:  phishing@irs.gov  Recognizing electronic phishing challenges everyone with a computer, for this attempt was at a low water level `banking pond’ in need of re-stocking. 

Marianne Green

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Jacob’s Ladder: How I Was Going To Get A Horse

bembry

By Jacob Bembry, Editor
It used to be when I went to the post office this time of year, I would be deluged with Christmas catalogs and sales papers.

The Sears Wish Book was my favorite as a child, up into my adult years. Filled with hundreds of brightly colored pages, it offered toys galore for children. The only thing that could compete with it when I was a child was the Western Auto Christmas catalog, filled with bicycles and scooters. There were also shotguns, rifles and horse saddles in the catalog. When I was four, I did not have a horse, of course. I did not even have a pony. I had a plan, though, to get one. My plan was to wait until Bonanza came on television and bust the screen so I could go and get Little Joe Cartwright’s horse. I never followed through on that plan. I think my daddy or granddaddy grabbed the hammer from me before I could swing it at the TV screen.

For adults, the Sears Wish Book offered everything from clothes to snowmobiles (there’s not much call for snowmobiles in Florida, but I’ve always wanted one.)

So far, this year, the only catalog I have received is from Fiji’s (and those pictures of that chocolate and that cheese look so tasty). I have also received a handful of sales circulars – not many, maybe four or five.

My email inbox is another story and it threatens to drive me into the depths of spending hour upon hour looking at things I cannot afford from places like Nieman Marcus, the Sharper Image, and even my favorite, Amazon.com. So many things to buy; so little money to get them.

Although there are things I see that I think I want, when I step back and look at them, I realize that they are just things. They do not give me the peace that I need like Christ does. They do not give me the love of a family like I have. They do not give me the fellowship that my friends do. They do not give me the satisfaction that my job does.

Remember, this Christmas all the blessings that you have and that Jesus is the reason for the season.

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Create a Plan For Your Holiday Schedule

By Diann Douglas
Guest Columnist
Time is one thing we never seem to have enough of these days and it is at a premium during the holiday season. Think about it: you start at Thanksgiving and take approximately six weeks of your life, add in all the extra activities and events, only to end up exhausted and crazy by the New Year.

This year, work smarter and use time management strategies to devise a workable holiday for you and your family. Sit down this weekend with a calendar and map out a plan to accomplish what you want to do. It means you get organized ahead of time, prioritize what you want to do and may even strike some things off the list to keep the family atmosphere calm and in the spirit of the season. You need to find a balance; your 24 hours must be divided between work, family, activities and sleep. Recognize too, while planning takes time at the beginning of the season, it saves much more time in the long run.

A time plan is a great tool to help you organize activities. It can be a general outline of things you want to do or it can be a highly detailed schedule. The easiest time plan is simply a list of projects, large and small, to be done as time is available and you are motivated to accomplish them. A time schedule is more detailed to include both a sequence of projects and estimates of time necessary for doing them. Making out a schedule forces you to take a look at your entire day or week and make some true decisions as to the importance of various activities.

Here are a few suggestions on managing your time form Extension Specialists in family resource management:
• Make and use a ”things to do” list for each day. List and do them in order of importance.
• Keep a notebook and calendar with you all the time. Use them for listing tasks to be completed, appointments, and shopping needs.
• Use your waiting time. Accomplish small chores while you wait, such as reading, writing letters, or making a shopping list. Look at waiting time as a gift of time rather than a waste of time.
• Guard yourself against agreeing to do things that you don’t have time to do well. Learn how to say No or I don’t have time to do a good job, it would not be fair of me to take this on. Be firm!
• Don’t let unplanned activities drain away your own plan for using the day.
• Concentrate on one thing at a time. Put all of you energy in to the task at hand. Tune out interruptions. Don’t waste time thinking of all the things that have to be done.
• And, last but not least, be sure to block out time for relaxation and rest.

For more information on mananging your time and resource, contact the Madison County Extension office.

The University of Florida Extension/IFAS Extension – Madison County is an Equal Employment Opportunity Affirmative Action Employer authorized to provide research, educational information and other services only to individuals and institutions that function without regard to race, color, national origin, sex, age, religion, political beliefs or disability.

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Wandering with the Publisher: Best Friends Last A Lifetime

Mary Ellen Greene

Mary Ellen Greene

By Mary Ellen Greene

I was reading a book recently, and saw a quote that caught my eye and my mind immediately.  The name of the book was “Best Friends Last a Lifetime.” It was written by Dr. S. M. Henrriques.     As I read the book I thought of the many, many friends I have known in my lifetime of 72 years.  Some are still living in Madison, and some have moved away.  And, sadly enough, some have passed on to live in Heaven until others of us get there to join them. We all need friends all the time. But, sometimes, what we need more is to be a friend for someone else. It might sound selfish but it is true that offering love and friendship to another person does us as much good as anyone. Admittedly, it is not always easy; no one ever guaranteed that it would be. But, doing the difficult, just because of friendship, is itself a wonderful description of being a friend.
Sometimes being a friend requires staying up late at night when you would rather be sleeping. Sometimes it means canceling plans to be available for someone going through a rough time. Other times, it calls for defending another friend when the rumors are rampant, but choosing instead to believe only the best of them. Or, it can mean standing by when others suddenly find themselves too busy, yet choosing to be available for another. Or, giving advice. Or, lending an ear. Or, sitting in silence when the pain is too great for conversation.     Or, cooking a special dinner. Or, any of a million things one might name.
Growing up, I remember many of my first friends as a child.  My very best friend as a young girl was Rosemary Clark, the daughter of Jargo and the late Eunice Priest Clark.  As the years went by, and Rosemary moved to other cities, we have kept in touch and call each other on our birthdays. She also called and told me how sad she was when my father, Buford Selman, passed away.  I have had many other very close friends — Jackie Johnson, among others.  Jackie and I were expecting our babies at the same time when she and Kin were expecting Mary Bess (Johnson), and Tommy and I were expecting  Emerald Elizabeth Greene. They were born just one month apart. Jackie and I were officers of the Madison Junior Woman’s Club, and went to other towns to meet other young women in the Junior Woman’s Club. Our friends with us were so afraid we would have our babies before we got back to Madison, but we didn’t.  We waited and they were born when they were supposed to be. It was Marjorie Holmes who said:  “The man who treasurers his friends is usually solid bold himself.”
It was Thomas Wilson who said: “Friendship is to be purchased only by friendship. A man may have authority over others, but he can never have their hearts, but by giving his own.” It was a Persian  Proverb that says: “The world is a rose; smell it and pass it on to your friends.” And, it was Frederick William Fisher who said, “Kind words are the music of the world.  They have a power which seems to be beyond some angel’s song which had lost its way and come to earth.”
And, the last quote I will leave with you is: “ A friend is someone who needs me, trusts me, and is happy when my news is good; someone who won’t go away.  ……Angela Douglas
With this, my friends, I leave you to think about your best friends, and call them up to remind them  you love them……
Nuff said…..Bye for now…..See ‘ya.

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Emerald’s Gem Box: Shop Locally For Christmas

Emerald Greene, Publisher

Emerald Greene, Publisher

By Emerald Greene

Publisher

Christmas is less than four weeks away, and everyone is already buying and wrapping presents in preparation of the holidays.
I would like to take this time/space to encourage everyone to shop locally, as much as they can. I know, and understand, that by living in a small town there are some things that we have to go out of town for, in order to purchase. Things such as certain designer jeans, electronic games, iPhones and iPads, and certain children toys can only be found in some of the big, out-of-town businesses.
However, there are so many gift ideas that are available in our town: hunting and fishing   supplies, jewelry, purses, dinner plate sets, antique furniture and clothing, artwork, clothing, theme-related items, knick-knacks, tools, auto parts, lawn and garden items, and memorabilia.
Some “non-traditional” Ideas for the “hard to buy for” person on your list (or someone who already “has it all”) could be a facial or hair cut from a local salon; a plant or tree from a local florist; a home-made cake ; a gift card to a local restaurant, pharmacy, gas station; or a local “home-based” independent salesperson (such as Avon, Mary Kay, Tupperware, etc.)
Use your imagination; there are tons of ideas that can be thought up, all while staying within our small community. Go walk around and walk in our home-owned businesses; you might surprise yourself with the amount of gift ideas you will find.
Top reasons to shop locally:
Save Time, Gas and Energy – without having to drive long distances or spend countless hours on the road you will save money on gas and save your time and energy for fun this holiday season.
Boost Employment – more sales in our community means more people are needed.  That’s good for the economy and providing jobs for your family , friends, neighbors, and possibly you.
To Promote Economic Development – More local sales mean more money in circulation.  That means more businesses can grow and new businesses can start.  That improves the area for everyone.
To Get Personal Service – You know you can trust the person behind the counter to give you the best advice and value when you know them personally.
To Give To Your Community – When you shop locally, a portion of the money from your purchases pays the wages of your friends, family and neighbors who work at local businesses.
To Help Others – Owners and employees of local businesses support a wide range of community services and charitable projects with their time, talents and money.
So, get busy and get ready for Christmas.  Santa Claus will be coming down our chimney in a matter of weeks. Just make sure you check local shops before you bust off out of town.
But, most importantly – remember the true meaning of Christmas is NOT Santa Claus – it’s Jesus Christ.
And, no matter what you buy – be sure to throw in a one-year subscription to your local newspapers!

Your family/friends will thank you for it!
Until then….see you around the town.

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Joe Boyles’ National Security: Hayek

By Joe Boyles

Guest Columnist

If you’re a regular reader of this column, you know that I’m a self-proclaimed conservative.  While my republican credentials are less than sterling, I’m a rock solid conservative.  Of the three brands of conservatism (economic, social, and security), each is important to my political philosophy, but my bottom-line is economic.  To me, if it doesn’t “add up,” everything else is moot.
But what does it mean to be a conservative and where does that come from?  I’ll endeavor to answer those questions personally.
I believe in free-market capitalism.  I think when government interferes with the free-market economy, it generally does so for the wrong reasons and mucks things up.  So I side with that first and great (small d) democrat Thomas Jefferson when he said, “that government which governs the least, governs the best.”
I don’t believe in central planning.  That’s for communists and socialist wannabees.  Decentralization is much like entrepreneurism; it unleashes the individual to, as the army likes to put it, “be all you can be.”  Accordingly, I believe in individual responsibility — if we all take responsibility for our individual actions and not look to others to blame when things go wrong, the world will be a better, more civil place.
I think one of the greatest creations of the American form of government was federalism – we are a united nation of fifty sovereign states.  This is in keeping with the theme of decentralization.  Each state is different and has a unique set of laws which apply only to that state.  When the heavy hand of Washington weighs in and trumps the rights of each state to make its own laws regarding issues reserved to the individual state, it angers me.  Not surprisingly, I am an “originalist” when it comes to interpreting the Constitution.
I believe in the elements of private business like profits; capital investment; cash flow; return on investment; cost of goods; customer satisfaction; competition, etc.  As a rule, these are concepts that are foreign to government and the public sector.  They live in another world.  They don’t have a clue about what makes the business cycle tick.  Naturally, I put my faith in the private sector economy.  If you want to see economic growth and greater employment, then place your emphasis on the private, not the public sector.  This is where I think the president has it exactly wrong.
So where do these ideas come from?  Maybe some of it had to do with my economics training in the late 1960s and my introduction to Milton Friedman.  A few years later, I did meet Barry Goldwater, but by then, his heyday had eclipsed.  I was a big fan of Ronald Reagan and the people who introduced us to supply-side economics.  Jack Kemp was one of my heroes.  But who laid the ground work conservative philosophy?
Quite possibly, the answer is a brilliant Austrian economist by the name of Freidrich A. von Hayek.  Writing from London in 1944 (he was in exile during the Nazi years), Hayek published the classic work, “The Road to Serfdom.”  What a simple but elegantly descriptive title!  Hayek rejected all forms of totalitarianism, whether in the form of communism, fascism, or anything else.  He argued that this would lead to subservience to the state or serfdom as he described.  And it wouldn’t be sudden.  There would be a road we would travel upon that would gradually eat our liberty and swallow our individual freedom to make our own choices, our own mistakes.
Hayek warned us that growth in planning was inevitable and that we must guard against it.  Today, we see this in the form of ever-growing regulation and increased tax burden.  These were battlegrounds that Ronald Reagan fought against during the 1980s.  Coming from central Europe, Hayek would see the economic turmoil of the European Union today as a natural progression of socialism and the welfare state.  It cannot be sustained and like all forms of totalitarianism, eventually will collapse under its own weight.  The central question is how much damage will it do before the fall?
One of the things that Hayek wrote about was “the law of unintended consequences,” legislation that often goes astray when bureaucrats and judges take over interpreting the new law.  That reminds me of a story told by Monica Crowley when she served as an intern to Richard Nixon during his post-presidency.  Crowley asked him what he was thinking when he signed the Endangered Species Act twenty years before and now was being used to economically hamstring farmers and other builders.  Nixon sheepishly replied, “It seemed like a good idea at the time.”
Hayek died nearly two decades ago, but his good ideas have stood the test of time.

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Jacob’s Ladder: Thankful

By Jacob Bembry

My mother would have been 72 years old on Saturday, Nov. 26. Unfortunately, for me, she will not be here for me to celebrate it with her. Fortunately for her, however, she will be in the midst of an everyday celebration in the presence of her Savior, Jesus Christ. She went to the home that we all long for on Jan. 16, 1999.

There are distractions that should keep me from missing her during this week. Thanksgiving was on Thursday, Nov. 24, and I am truly thankful for all the blessings that the Lord has given me. Still, I miss Mama and I know that it will always be that way until the day that the Lord calls me home.

There will be other people I know who celebrate their birthdays around the same time as my mother’s birthday would have been. My pastor’s wife, Janice Flowers, celebrates her birthday on Nov. 25, as does Annie Laura Thomas, who attends the church I attend. Cheltsie Kinsley, a co-worker and daughter of my boss, Emerald Greene, and Paul Kinsley, celebrates her birthday on Nov. 27. The birthdays of Cheltsie and her sister, Brooke, are forever emblazoned on my brain; Cheltsie’s birthday is the day after my mom’s birthday. Brooke’s is Jan. 21, the day of my dad’s birthday. These four ladies who celebrate their birthdays around the same time as Mama all share a common trait with Mama – all of them have sweet spirits. I was telling someone the other day about how courteous and polite Cheltsie and Brooke are. The same can be said of Sister Janice and Sister Annie Laura.

Happy birthday, Sister Janice, Sister Annie Laura and Cheltsie.

As the Thanksgiving weekend winds down, I hope that you have had a chance to be with family and friends, that you enjoy your job and co-workers as I do mine and that God fills your heart with the love of Jesus Christ and the power of the Holy Spirit.

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H4: Head, Heart, Hands, & Health

By Becky Bennett

Guest Columnist

The third week of December is Human Rights month.  In 4-H we promote awareness of all cultures and communities, emphasizing the importance of using the four H’s to be accepting of others.  This year the H4 column has explored several topics of celebration ranging from the kooky to the more serious in hopes of demonstrating how through diversity and acceptance we build a stronger community.  If you’ve been inspired to lend a hand in your community there are several charities that accept donations and volunteers not only during the holiday seasons, but also year round.  Your local 4-H is always in need of volunteers to help with its different events throughout the year.  Remember volunteer organizations do not wish to take you away from your families and other responsibilities; they wish for people to donate the amount of time they feel comfortable with, doing the things they enjoy.  If you don’t feel comfortable committing several hours to teaching a workshop, but you love working in the garden ask if you can donate an hour or two here or there to help start a community garden for your favorite organization.  Not a gardener?  Think about a talent you have that could be useful to an organization, whether you’re a certified life guard who would love to donate your services for an afternoon outing or you truly enjoy organizing functions.  Everyone has special talents that can help serve our communities or organizations better; the task is to find out how to put those talents to use and avoiding feeling burnt out and used.  As in all things in life, open communication and an open mind are the best methods for building a strong, positive community.

During this time of abundance and thanksgiving, it is important that we take the time to reach out to our neighbors and community members to show our support.  Forget the stress and hectic sense that seems to dominate the holiday season and choose to take a more positive stand.  Start your New Year’s resolution early and pledge your Head to clearer thinking, your Heart to greater loyalty, your Hands to larger service, and your Health to better living, for your family, you community, your country, and your world!

Happy Holidays!

Becky V. Bennett

The Institute of Food and Agricultural Sciences (IFAS) is an Equal Employment Opportunity—Affirmative Action Employer authorized to provide research, educational information and other services only to individuals and institutions that function with non-discrimination with respect to race, creed, color, religion, age, disability, sex, sexual orientation, marital status, national origin, political opinions or affiliations.  U.S. Department of Agriculture, Cooperative Extension Service, University of Florida, IFAS, Florida A&M. University Cooperative Extension Program, and Boards of County Commissioners Cooperating.

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SUPPORTING MADISON’S UNITED WAY IS GOOD BUSINESS

By Mark Buescher, C.P.A.
Guest Columnist
This week I thought I would shift away from the recent writings of year-end tax and financial planning and discuss another important topic:  The Madison County United Way.
You may ask, what does Madison’s United Way campaign have to do with business within our community, or income tax for that matter.  Of course, the latter is self-explanatory.  Your contributions to the United Way are fully tax deductible.  Someone who makes a $125 contribution and is in the 31% tax bracket, for example, gets a $39 tax deduction.  The United Way and its many community charities benefit by the additional $125 revenue, but your net out of pocket is only $86.  Not a bad deal.
But much more importantly than the tax benefits, is the “good” the United Way does for our Madison Community.  What’s good for our overall community is good for the business community as well.  As our community prospers and our citizens are elevated to higher standards, everyone prospers.
As Madison’s quality of life is enhanced, we all benefit, particularly those in need.  The way I see it, supporting the United Way, whether it is through your gifts of money or time, is like supporting motherhood and apple pie.  It’s a win-win situation.
The United Way makes a real impact here in Madison County.  The non-profit organization combines your gift with hundreds of others and then focuses these donations to have a measurable impact on key concerns within our community.  Last year, over twenty three local charities benefited, helping children, youth and adults achieve their full potential, improving people’s health, or promoting financial stability and independence.
For example, Consolidated Christian Ministries provided over 125,000 pounds of food and meals to an average of 572 families per month right here in Madison County.  The Boys and Girls Club at Tabula Rosa, Greenville, last year served 400 youth in Madison County through its Project Literacy (one of its many programs) at school sites in Lee, Pinetta, Greenville and Madison.
The Senior Citizens Council of Madison served nearly 420 persons, sixty and older, who may be frail, socially isolated, medically inclined, low income, or even homebound.  Their support through meals on site, medical transportation, companionship, health support, and many other services greatly enhanced the quality of life of the elderly in our community.  All three of these organizations, to name just a few, would not be able to provide the current level of support and care without the United Way.
Last year, our United Way exceeded their goal of $115,000 by raising over $121,000 in local funds.  In fact, the Madison United Way raised more money per capita than any other county in the eight county Big Bend United Way area.  But better yet, since the Madison County United Way is a member of the Big Bend United Way regional area and receives the benefit of some combined corporate gifts.  We actually received nearly $125,000 in funds which were allocated to local charities.  Through this combined effort, the Madison County United Way was actually able to allocate over 100% of funds raised to local charities.
Another interesting point that is worthwhile mentioning is that many of these charities received matching donations from other charities, foundations, grant programs or even through Federal and State programs.  In other words, for every dollar contributed, some of the charities benefited by receiving two or three times the amount from other outside sources.  Again, not a bad deal.
This past summer, I had the honor and the privilege to serve on Madison’s United Way allocation committee.  After reviewing financial data and listening to formal presentations from twenty-three local charities, we were able to make wise and prudent decisions on how to best allocate the funds to these very worthwhile charities.  The process was a humbling experience and definitely an eye opener.  After the experience of serving on the committee, I can definitely say that every dollar contributed is well spent.
The United Way is local, is accountable, and efficient.  Funds raised here in the Madison area stay right here to address local issues.  Local stakeholders decide which programs receive funds and ensure that funded programs have measurable outcomes.  And of course, its definitely efficient.  Local volunteers help conduct the campaign, making administrative costs practically non-existent.  The campaign benefits greatly from the efforts of dedicated volunteers such as Willy Gamalero, Cathy Bass, Howard Phillips, Vicki Howerton, Jackie Johnson, and many, many other dedicated individuals.
When you contribute to the United Way of Madison County, you invest in the future of our community.  You are helping more than just one person or charity – you are changing community conditions that create lasting results.  The 23 charities of the United Way need your help.  Live United.  Give to the United Way.
Mark Buescher, CPA is owner and principal of Buescher and Ruff, LLC, a local full service accounting firm in Madison, specializing in tax preparation, business consulting and tax planning.

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Jacob’s Ladder

By Jacob Bembry

“Therefore take up the whole armor of God, that you may be able to withstand in the evil day, and having done all, to stand.” Ephesians 6:13
The Greek word for withstand is anthistemi (pronounced anth-is-tay-mee). Sounds kind of like antihistamine whose root words come from anti (against) and histemi (to cause to stand) or put together, to cause to stand against. When allergies or hay fever threaten us, the first thing we reach for is the antihistamine. It helps us breathe more freely.
Like antihistamines inhibit allergic reactions, the whole armor of God as described in Ephesians 6 inhibits evil forces from harming us.
Remember, each day to put on the whole armor of God, so you can withstand the attack of the devil. Put on the sword of truth, the breastplate of righteousness, the shoes of the gospel of peace, the helmet of salvation so that you may be able to quench Satan’s fiery darts.
Grab a dose of God’s antihistamine and discover how pure the air is when you breathe.

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Stray Vectors

By Joe Boyles

Guest Columnist

Editor’s note: “Stray Vectors” is the author’s byline for random thoughts on the passing scene.
There are now more than 46 million Americans who fit the definition of poor, but it all depends upon what criteria the Department of Agriculture uses to make that determination.  It may not be much comfort, but our “poor” people are actually quite rich when compared to other poor people across the globe.

Emerald Greene recently wrote an editorial where she said that we need to return worship and God to the public square … and she’s dead-on right.  We have paid an enormous cultural price since the Supreme Court decision a half century ago to create a “wall of separation” between church and state.  We are a nation founded on Judeo-Christian principles and we need to return to our roots.

Health insurance in Massachusetts, where Romneycare served as the model for last year’s Affordable Care Act, is not only the most expensive in the nation, but is growing at a faster rate than any other state.  Don’t tell me that Obamacare will cost less!

Speaking of Obamacare, next year the Supreme Court will review the legal challenges to the 2010 health care bill.  The key issue is the “individual mandate” which requires all Americans to purchase a health insurance policy.  Can the federal government require us to purchase something?  If so, do we sacrifice all liberty to the will of Congress?

A recent news report indicated that Madonna feared for the safety of her children when a stalker broke into her home.  I have a suggestion for the “material girl:” get a gun.  Folks around here know that a .357 Magnum discourages home invasion.

A year after his death, John Murtha’s (D-PA) case file of political corruption has been released by the FBI.  For years, he had been using his powerful House defense chairmanship to establish a cozy relationship between lobbyists and sham contractors to benefit family and friends.  He banked millions in taxpayer funds for personal gain.  The Justice Department ought to go after his estate … but they won’t.

Have you seen the video of the outdoor wedding where a gust of wind enveloped the wedding party in a cloud of dust?  Call me old fashioned, but I prefer traditional weddings in places of worship where the religious symbolism is followed.  The weather and elements are more predictable indoors.

The late economist Herbert Stein penned Stein’s Law: “Things that can’t go on forever, don’t.”  I would amend that to say, “unless they are updated for the times and economic reality.”  Social Security and Medicare are two that come to mind.  In similar fashion, out-of-control pensions are exposing the inherent weakness in defined benefit plans.

“I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to life himself up by the handle.”  Winston Churchill

“A government which robs Peter to pay Paul can always expect the support of Paul.”  George Bernard Shaw

“Giving money and power to government is like giving whiskey and the car keys to teenage boys.”  P.J. O’Rourke

“I don’t make jokes.  I just watch the government and report the facts.”  Will Rogers

“Talk is cheap … except when Congress is in session.”  Unknown

“You cannot multiply wealth by dividing it.”

I think the government has a role in promoting the research and development of new technologies, but when it begins to subsidize production, that is way over the line.  Spending money for R&D on green energy may be appropriate, but the Obamamites have far exceeded that with companies like Solyndra.

I had intended to write about the Keystone Pipeline this week, but the owners have decided to reroute the TransCanada pipeline away from the Nebraska Sandhills.  But don’t be surprised if another opposition group arises to throw a monkey-wrench in this proposal.  Welcome to the age of “paralysis by analysis.”

Speaking of keystone, the Keystone State is Pennsylvania, and it’s a sad thing to watch what is happening to Penn State.  More bad news is on the way.  The fall from grace of football coach Joe Paterno is sad.  He stayed around too long.  When a great institution is more known for its tenured coach, a crash is inevitable.  Better to step aside gracefully on your own terms.

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Jacob’s Ladder – Ideas And Priorities

By Jacob Bembry

I have ideas that are trying to burst my brain apart in an attempt to get out and find the freedom to walk on their own. They want legs. Each time that I sit at my computer at home, partially written book manuscripts scream for my attention and promise me relief if I will just complete them. Other ideas pop into my brain; fresh ideas for new manuscripts. Usually, though, I am too tired from writing, typing and editing all day at work to do anything about it.

My ideas are not the only thing that take a backseat when it comes to time dedicated to them. My relationship with Jesus Christ, unfortunately, many times finds itself lagging. I do not spend enough time in prayer or Bible reading and study as I should. I know that if I focus on this, then I will probably find time to complete those books crying out for my attention.

When I need God, He is always there for me, so I should make an effort to spend a lot more time with Him than I do.

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CONSIDER FINAL STEPS TO TRIM YOUR TAX BILL

By Mark Buescher, C.P.A.

Guest Columnist

As 2011 winds down here in Madison, there’s less uncertainty about the short-term outlook for tax law than we had at the end of last year.  With this temporary clarity comes the opportunity to create a sound tax-saving plan – and the time to put your plan into action.  Here are several strategies to consider.

Reap tax benefits with retirements savings

When it comes to retirement saving, I always stress to our clients to contribute the maximum amount allowed every year.

For 2011, the IRA contribution limit is $5,000, and those 50 and older can contribute $6,000.  Participants in a 401(k) plan can contribute as much as $16,500 ($22,000 if 50 or older).

Did you know you can make IRA contributions for your spouse when you’re working and your spouse is not?  For 2011, the maximum spousal IRA contribution is the lesser of $5,000 or your combined earned income.  You can add an additional $1,000 when your spouse is over age 50.

If you’re self-employed, establishing a retirement plan such as a SEP or a SIMPLE means a current-year tax deduction in addition to tax-deferred growth.  For 2011, you can contribute 25% of your salary to a SEP plan, up to a maximum contribution of $49,000.  The maximum SIMPLE contribution is $11,500, plus an additional $2,500 as a catch-up contribution if you’re over age 50.  A federal tax credit may also be available – up to $500 for each of the first three years of your new plan.  Remember, credits reduce your tax bill dollar for dollar.

Reduce AGI to qualify for tax breaks

Reducing your adjusted gross income could increase eligibility for income-limited deductions and credits.

The standard deduction for 2011 is $11,600 when you’re married filing jointly ($5,800 when you’re single).  When your itemized deductions; that is, expenses you pay for medical care, mortgage interest, taxes , charitable contributions, casualty losses, and miscellaneous deductions, are close to that amount, advance payments could save you tax dollars.  For example, you can choose to make your property tax payment here in Madison County in December instead of January.  Since itemized deductions are no longer limited by your income, timing the payment of expenses might be more beneficial than you expect.

There’s another reason to double-check deductions: your alternative minimum tax (AMT) exposure.  Certain expenses, including state taxes and medical costs, are reduced or eliminated under AMT rules.  The AMT calculation also eliminates the standard deduction.  In some cases, you may save money if you claim itemized deductions even if they total less than your standard deduction.

Review support provided for relatives

While planning to maximize deductions, remember to take into account the financial support you provide for relatives.  Potential tax breaks include dependency exemptions, head-of-household filing status, medical deductions, and the dependent care tax credit.  Generally, you’ll need to provide over half of your relative’s living expenses.

What if you don’t provide more than 50% of support for you family relative?  You could enter into an arrangement with other family members who provide help, or you could shift assets you would dispose of anyway to pay for the support.  You would then be shifting the related income and tax to your relative.

Here’s an illustration of assets and income shifting.  Instead of selling stock at a gain and using the proceeds to pay for a parent’s living expenses, gift the stock to your parent and let him or her make the sale.  Long-term gains could qualify for a zero-percent tax rate if your parent is in the lower tax brackets.

Assess equipment needs for your business

For business owners here in Madison, this year offers what may be a last-chance opportunity for an enhanced deduction:  100% bonus depreciation is scheduled to expire December 31.  The increased Section 179 expensing of up to $500,000 is also slated to shrink after the end of the year.

Synchronize these two tax benefits with your asset purchase plan before year-end to make the most of 2011 deductions.  For instance, you can apply the Section 179 deduction to used property, while bonus depreciation is available only for new assets you buy and place in service in 2011.

Choose strategies that fit your situation

Other strategies for reducing your 2011 federal income tax bill include maximizing losses by increasing your participation in passive activities, taking steps to write off worthless securities and bad debts, and harvesting capital losses.

Be aware that Congress might pass legislation before year-end that would require adjustments to your tax plan.

Mark Buescher, CPA is owner and principal of Buescher and Ruff, LLC, a local full service accounting firm in Madison, specializing in tax preparation, business consulting and tax planning.  Tax laws contain varying effective dates and numerous limitations and exemptions that cannot be summarized easily.  For details and guidance for your specific situation, contact your tax advisor.

 

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Celebrating The Season Without A Weight Gain

By Diann Douglas

Guest Columnist

One thing we do well in the U.S. is celebrate holidays with food.  Now, we are about to celebrate an exclusive American holiday, Thanksgiving, which involved a big menu at most households. And, it is only the beginning of a long stretch of eating which starts with Thanksgiving and extends into New Year’s Day.  In other words, we are looking at six weeks of eating more than you normally eat and that can mean a weight gain.

A traditional holiday meal can be as much as 3,000 calories.  That is more calories from a single meal than most people eat in an entire day.  In addition to holiday meals, there are always baked goods and desserts at every gathering.  The challenge is to enjoy the foods of the season, but not put on extra pounds.

It is possible to eat some of everything during the holidays and not take in too many calories.  The key is to eat sensibly, enjoy high calorie foods, but eat smaller portions. If you are going to attend a gathering where there will be a lot of food, eat smaller amounts of food during the day to keep the total calorie intake reasonable.

Here are a few ideas from Extension Nutrition Specialists to help you avoid consuming excessive calories over the holiday stretch:

Eat moderate portions of food and keep extra servings to a minimum.  Consider using a luncheon plate when eating a meal at home to help you keep servings smaller.  When it’s time for your Thanksgiving meal, you can use a regular dinner plate and not feel guilty about eating extra food.

When preparing dishes, substitute low-calorie ingredients for foods high in fat or sugar.  For example, low-fat sour cream can replace the traditional high fat version.  Another idea is to reduce the amount of sugar in your sweet potatoes and use vanilla extract for added flavor.

If  you serve appetizers while guests are waiting for the main meal, consider a fresh vegetable tray with a low fat dip instead of potato chips.

Look at your recipes and substitute reduced-fat or fat free versions of the cheeses and  cream cheese.

Steam, bake or microwave vegetables rather than frying and season with herbs and spices instead of salt.

Replace whole milk and cream with low-fat or skim milk in puddings, soups and baked products.

Lighten up your holiday baked goods by cutting the amount of sugar in your recipes by one quarter.

To help reduce cholesterol, substitute egg whites in recipes calling for whole eggs.  Use two egg whites in place of each whole egg in baked products.

Something else you need to schedule in is time for physical activity to help burn off extra calories you consume.  Take a 15 minute walk during your lunch hour.  Every step counts, so park further out in the parking lot when you go to the store.  Household chores and yard work will also burn extra calories.

Sensible eating and staying physically active during the holiday season will keep your weight in check and the extra pounds off.   For more information on food and nutrition contact the Madison County Extension Service.

The University of Florida Extension – Madison County is an Equal Employment Opportunity Affirmative Action Employer authorized to provide research, educational information and other services only to individuals and institutions that function without regard to race, color, sex, age, handicap or national origin.

 

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Hot Questions, Hot Topics

By David Abercrombie

MCMH CEO

Are all doctors in Madison County associated with the hospital or are they allowed to visit their patients in the hospital?

 

Though hospitals and physicians work together to take care of hospitalized patients (and run test on outpatients), only a physician can put a patient into a hospital.  This procedure is called “admitting a patient.”  For the outpatient, the procedure is usually called, “ordering a test.”  To be allowed to do this, the physician must have membership on that hospital’s medical staff.

All hospitals across the country have an organization within the hospital called a physician medical staff.   And all of these hospitals have a similar medical staff organizational structure, though they do vary with the complexity of the hospital.  Physicians (a term that in this context includes medical doctors, or MDs and osteopathic doctors, or DOs) are an independent self-governing professional group of physicians (and sometimes including mid-level practitioners) that operate within the broader hospital policy structure.

A medical membership consists of qualified physicians who have applied for membership and who meet membership criteria, and who have been granted membership through a medical staff membership vote.

These criteria for membership and how membership is granted are part of a medical staff’s governance.  A medical staff governs itself through the development and implementation of its own organizational by-laws and a set of rules and regulations.  Because a medical staff operates within the confines of a hospital building and because everything they do impacts every part of patient care, their by-laws and their rules and regulations are subject to the approval of that hospital’s board of directors (Board). It is exceedingly rare for this approval to be withheld.  As physicians are the experts in the provision of patient care, the Board usually accepts their collective judgment as to what is best in the way of patient care standards and practices.  This high level of expertise makes them essentially autonomous.

Usually each year, a medical staff will elect its own leadership.  In Madison, this leadership consists of a chief of staff (chairman), a vice-chief of staff and a secretary. They meet quarterly to discuss patient care and medical staff organizational issues.  MCMH supplies a medical staff coordinator (Linda Cherry) to help the medical staff schedule its meetings, to take minutes of meetings and to handle other such coordinating duties.

A MCMH Board member (Annette Johnson) and Members of the hospital senior staff (David Abercrombie and Tammy Stevens, RN), as well as the hospital pharmacist (Ted Sanders) also attend these meetings.  They do not attend as members of the medical staff, but rather in a capacity to help coordinate mutual physician/hospital patient care activities.

Madison County Memorial Hospital (MCMH) does indeed employ physicians, but does not employ all of the physicians (nor all of the mid-level practitioners) that practice in Madison County.

Generally, physicians fall in one of four categories – employed by the hospital; self-employed and in private practice; physician-owned special contracted physician services; and physician practicing in Madison County but not associated with the hospital nor the hospital medical staff in any way.  The first two of these are self-explanatory. The third – specially contracted physicians are actually groups of physicians who own a company that contracts with many different hospitals to provide special services. At MCMH, these include Southland EMS, a physician-owned company that provides ER coverage by physicians and mid-level practitioners; and Doctors Laboratories, a physician-owned company that provides the hospital with laboratory pathology, monitoring and directorship.

Physicians from the first three of these categories may hold MCMH medical staff memberships.  Physicians from the fourth group do not.

MCMH medical staff membership allows the member to admit patients to the MCMH and to come into the hospital and take care of their patients (called “following a patient”).  In doing so, they must always abide by the MCMH medical staff by-laws and rules and regulations.   Physicians in that fourth category who do not have membership cannot admit a patient, nor follow a patient at MCMH, nor order outpatient tests.

For example, a MCMH medical staff physician may admit and follow a patient at MCMH.  However, this same physician may not admit and follow a patient at any other hospital unless the physician has membership on both hospital medical staffs.  In large cities, it isn’t unusual for physicians to be on multiple hospital staffs.  However, the number of meetings a physician must attend, along with committee duties, and other associated duties, make it difficult to maintain membership on the medical staff of more than two or three hospitals.

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Joe Boyles: The Kelly File

By Joe Boyles

Guest Columnist

A nasty head cold kept me from attending the recent Kiwanis meeting where Senator Bill Nelson and his friend Tommy Tart spoke about Colin Kelly.  I’m sorry I missed it, but I sure didn’t want to pass my germs on to anyone.

I was aware that Senator Nelson was making another appeal to the Department of the Army to upgrade Kelly’s Distinguished Service Cross (DSC) to the Medal of Honor.  Apparently that appeal was unsuccessful.  I’m not surprised.  I came to that conclusion about ten years ago when I came into possession of the Kelly File.

At that time, the appeal was driven by former Congressman Allen Boyd.  When Boyd looked into the matter, many thought that the Kelly File had been destroyed in the 1973 fire at the St. Louis National Records Center, but this file was in a fireproof VIP vault that was not affected by the blaze.  When Boyd was finished with the file, his assistant Bobby Pickles gave the file to me.  Several years later, I copied it for the NFCC Library.

The file consists of about four hundred documents: letters; newspaper articles; special orders; flight records; messages; and the like.  After Kelly’s death in early December 1941, the War Department scoured their files for anything related to Kelly.  The file was added to over the next few years as the name of Colin Kelly passed from history into legend.  Anyone doing serious study on Madison’s greatest hero should look at all of these documents carefully – they are a treasure trove of information.

For example, in his flight records you find that his first pilot training instructor in 1937 at Randolph Field, TX was Bob Scott who would later find fame as a Flying Tiger in China and author of the famous book turned movie, “God is my Co-Pilot.”

The issue of whether or not Colin Kelly deserved the Congressional Medal of Honor (CMOH) has come up repeatedly, most recently by Senator Nelson.  In my mind, the issue was put to bed shortly after his death.  In mid-December 1941, several prominent people called for his decoration of the CMOH and bills were introduced in both houses of Congress to that affect.

The Kelly File contains an exchange of cables between Army Chief of Staff George Marshall and Army Far East Commander Douglas MacArthur on December 21 and 22, each asking whether or not Kelly’s award of the DSC should be upgraded to the CMOH.  This is at exactly the same time that Manila is falling to the Japanese and MacArthur is moving his command to the island of Corregidor.  This likely added to the confusion.

By February 26, 1942, the issue is settled.  In letters to both the House and Senate Military Affairs committee chairmen, Secretary of War Henry Stimson says that a thorough review of the facts indicates that the award of the Distinguished Service Cross is appropriate for Captain Kelly’s act and sacrifice.

Everything else from that point on was moot – the commanders at the time had made a determination.  No subsequent commanders are going to reverse the decision made at the time by the competent authority unless new information is gleaned which wasn’t available at the time.

When I reviewed the file for the first time, I felt the only opportunity to reverse this decision was by bringing new information to light.  I felt that if the December 5th reconnaissance mission over Formosa was properly documented and the entire body of work over six days (December 5-10) was included in a new recommendation — that might succeed.  Since that Friday mission report has never been discovered to my knowledge and all the events documented, we simply don’t have the information that might result in new and further consideration.

I think there was another factor working against Kelly – the details of his heroic action on the December 10th final mission were so grossly misreported.  Some reports indicated that he attacked an aircraft carrier – there were no carriers used by the Japanese in The Philippines operation.  Other reports said that he sank the battleship Haruna; even rammed his aircraft into the ship – not true.  He did attack and put out of commission the heavy cruiser Ashigara, but that wasn’t discovered until years later.  Things were very confusing in those early days of the war, and the media botched the reporting.

None of this in any way diminishes the heroism displayed by Captain Kelly.  He was one of the first to strike a decisive blow at the enemy and lost his life to save his crew.  He was and still is an inspiration to anyone who is familiar with the facts.  I invite anyone who is interested to review the Kelly File and discuss this remarkable man and his legacy.

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A Fragile Stone

By Jacob Bembry

He was a fragile stone, completely dependent upon his Master and Friend, even as Jesus had insisted on his dependence on the Father.” Michael Card, A Fragile Stone

Peter was a man of faith.

He walked on the water.

Peter was a man of passion.

He cut off the ear of a guard who came to arrest Jesus.

Peter was a man of knowledge.

He proclaimed, “You are the Christ, the Son of the living God.”

Peter was a man of doubt. He took his eyes off Jesus and sank into the water.

Peter was a man who was fragile. He denied Christ three times after He was arrested.

How many times have we walked on the water and felt great about our lives, our spiritual experiences, our health?

How many times have we passionately stood by a friend or stood on a principle?

How many times have we proclaimed that we know Jesus as our Lord and Savior?

How many times have we doubted that God will meet our needs?

How many times have we been fragile?

I have felt as if I have been thrown to the floor and shattered, time after time, but the Potter reaches down, throws away the shards of broken glass and begins making me new again.

Our God is strong and mighty. He is the Potter and He knows my name.

 

 

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Serve Seasonal Foods For A Change Of Taste

By Diann Douglas

Guest Columnist

Each season brings a different variety of fresh fruits and vegetables to our tables.  Fall is no exception; the rich colors of autumn foods add texture and appeal to meals as well as nutrients needed for health.  If you are in the habit of eating the same foods, take a look around and add seasonal fruits and vegetables to your fall menu.  Here are a few suggestions.

Pumpkin – It wouldn’t be fall without pumpkins.  A member of the squash family, these bold colored vegetables can only mean Halloween has arrived and Thanksgiving is just around the corner.  A great source of vitamin A, they can be prepared in for a variety of dishes.  Try combining pumpkin with potatoes or add to your favorite casserole.  You can also substitute pumpkin in recipes calling for winter squash or sweet potatoes.  For a different taste, use pumpkin as an ingredient when making muffins, sweet breads, waffles or pancakes.  These foods freeze well and can be warmed in the microwave or toaster oven for a breakfast on the run.

Pumpkin is highly perishable and must be cooked the same day it is cut open.  To cook fresh pumpkin: cut a pumpkin in half vertically, discarding the seeds and stringy pulp.  Place pumpkin sliced side down in a large baking side, add water so there is ½” and bake 350 for one hour.  The pulp should be chilled immediately.  Use the pulp within 36 hours or store in the freezer. Pumpkin puree can be frozen or canned for future use.  Call the Extension office and we will mail you preservation directions.

Sweet potatoes – A good source of vitamin C, ½ cup also contains more than a day’s supply of vitamin A.  To keep moisture in, bake them wrapped in foil.  Try eating sweet potatoes without sugar or butter; you’ll discover a wonderful flavor.  For a different flavor, cook sweet potatoes in orange juice, add cinnamon and mash.

Butternut squash – A winter squash, many cooks avoid using this vegetable because most cooking recommendations required that you bake it in the oven.  It can be prepared in the microwave and will be ready to serve in less than 15 minutes.  It makes a great soup and can be substituted for sweet potatoes in any recipe.  Bake butternut squash and apples with cinnamon and brown sugar for a side dish to ham or poultry.

Pears – They begin to appear in September and are available through December.

Popular varieties include, Bosc and Red.  They can be eaten raw for a snack or added to salads for an interesting texture and flavor.  Pears can be baked in pies or cobblers for a dessert.  If you are fortunate to have a pear tree in the back yard, you may consider preserving some for use throughout the year or make jams or jellies.

Apples – Although apples are available year round, there is nothing like a fresh picked apple. I’ve talked about them before, but they are worth talking about again.  You may want to take a weekend trip and travel northward to find an apple orchard, it is always well worth the venture.  Baked, stewed or eaten whole, apples are a fall staple.   Of course, it would not be fall without candied or caramel apples.  To save time, make a caramel sauce to dip apple wedges in as a snack or when company is over.

Next trip to the grocery or road side stand, take time to look at the produce and see the variety of fall fruit and vegetables.  Make a point to bring home something new to prepare for your family.  There is no better time than your next meal to enjoy  different foods that come with the change of season.

The University of Florida Extension – Madison County is an Equal Employment Opportunity Affirmative Action Employer authorized to provide research, educational information and other services only to individuals and institutions that function without regard to race, color, sex, age, handicap or national origin.

 

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Hot Questions, Hot Topics

By David Abercrombie, MCMH CEO

 

What are some planned medical services that the Madison County Memorial Hospital will implement when the new hospital is built?

 

Of all questions you have asked, this may be the best.  Not because there is some swish-bang answer, but precisely because there isn’t.

We wanted the patient care to be centered on simple concepts.  We did not want “pie-in-the-sky” thinking to drive the design and planning processes.  We had to get very basic in our thinking, but the new hospital would have to have modern technology to fit into today’s healthcare system.

We knew every successful hospital must fulfill the needs of its users.  We are lucky to know exactly who uses our services – the people of Madison County.  Every place is different.  The people of Madison County have different needs than, say those in a rural Nebraska community.  In Madison County the most common disease processes are different; the local economy is different; the miles to get to a hospital are generally further in Nebraska; and of course the values of the people are different.  If the people of this county are going to support and use this new hospital, it will have to be built with their specific needs in mind.  Otherwise, it will just be another small hospital.

Anyway, we didn’t think a conventional community hospital placed in Madison County would survive over the long term.  This was because of the persistent poverty (apart from the current state of our national economy), its static population, and the incredibly difficult changes in the economic and regulatory parts of the hospital industry all across the country. We decided that our patient care must be centered on the hospital’s mission and its values.

Before I get into the details of changes to our service lines, I want you to know that our hospital, like every other hospital in the country specializes.  We in Madison County specialize in “family health.”  As the months and years go by, please remember this – it’s important.  Madison County Memorial Hospital specializes in family health. The values were then changed to: Family, Faith, and (local) History – the things that make the people of Madison County tick.

We designed the new hospital with these values in mind.  We set our spending, and building design, and operational priorities according to these values.  Like most things, you can spend as much as you like. Just for the record, we would like to spend less than $22,544,400!  This is the size of our loan – it is all the money we have for the project.

The new hospital services will be of a type called, “holistic.”  This is a fancy word that means that the focus is on the total patient.  This includes not just the patients’ physical needs, but his or her emotional needs, and psychological needs too.  And their hospital stay is not as stressful for the patient nor the patient’s family.

There is an overwhelming amount of research that proves that when a patient is cared for in this holistic way they generally get well faster.

We set out to design a hospital to support the needs of the patient and family’s human needs.  For example, we are building a chapel that might remind you of a tiny chapel from fifty years ago (combining the hospital’s new values of faith and history).  We hope it will make us all more comfortable and relaxed.  In which case, maybe our prayers will be more focused and thoughtful.  That would be nice.  And we are building an attached healing room too.  And yes, we will be hiring a chaplain.

At this point you might ask, “well this nice, but what has this got to do with this hospital’s healing mission?”  It has EVERYTHING to do with it.  Remember, our plan is to give our patients what they need to get well faster.  So, if along with good medical care, the patients’ values are incorporated in their care, then the things of  faith, family, and history are the tools we will use to help make them well.  It itself is a service line, of sorts.

Built-in examples of the focus on family at the new hospital are two family duplexes – one across the hall from the other.  A door through the wall will link the two rooms of each.  This design will allow a parent to stay in an adjoining room with a hospitalized child; or a family member to stay with a family hospice patient.   Larger hospitals have ICU rooms for patients with serious medical needs.  Our hospital will have two rooms that look like ICU rooms, but are in fact rooms for patients with special needs (not serious illnesses, but special needs).  For instance, to better fulfill the needs of a significantly over-weight patient; or a patient recovering from a stroke or knee surgery.  These two rooms will each be located on opposite sides of a nurses’ station with a window facing the station, so the nurse can keep a better eye on the patient.  A trapeze track running along the ceiling will lead to the bed, then across to a chair by a window, and then on to the bathroom.  This trapeze will give the patient something to hold onto and give the patient balance and support as s/he travels around the room.  There are other special features to these rooms too, but you get the idea.  It is unlikely, in my opinion that any other hospital in the region will be so focused on your human needs as we will be.

There is much, much, much more, but you did specifically ask what medical services will be implemented.  There will be two special satellite medical programs associated with a large urban hospital’s sophisticated heart and stroke programs.  The Madison County Memorial Hospital will include a chest pain center in its ER; and a stroke-care program, both working as satellite programs to a very sophisticated program in an urban area.  Both will use national patient care protocols, telemedicine, digital equipment, and electronic medical records to link and work with the larger hospital.

After the acute care phase of your stay in the larger hospital, you will be back in Madison County for your rehabilitation – only five minutes away from your family.

This means the patient will get first class medical care, beginning in the rural community of Madison County.

There is also a plan to use a telemedicine terminal to connect our ER to a large urban hospital ER; and a second telemedicine terminal linking our family care clinic to specialty physicians around the area.  Additionally, we plan programs to attack those disease states that most affect our county residents at higher than State average rates.  We will focus on diabetes, hypertension, cancer screening, obesity, heart problems, and stroke.  We have already begun to greatly enhance our wound-care capabilities and our swing-bed program too.  Within two years of opening the new hospital we expect to add cardiac rehabilitation, and pulmonary rehabilitation.  There is also a small, but first rate little operating room planned.  Our plan is to (and this is NOT easy) find and recruit a surgeon to do relatively minor surgeries such as appendix and gall bladder removals.

From my way of thinking, our real service line development will be first class family care.  We will still be a small 25-bed rural community hospital.  The surprise will be on the inside.  This little hospital will have top notch equipment and modern technology working within a building uniquely designed to care for your physical, emotional, and spiritual needs.   And just to make sure we do a great job in taking care of your medical needs, we will operate this new hospital in clinical affiliation with a larger, technologically more sophisticated hospital.

But just to make sure we’re clear – these improvements are not accomplished overnight.  As a matter of fact, we began these improvements four-and-a-half years ago, little by little, as available money would allow.  The new hospital will be built in about two years.  All of the improvements discussed here still won’t have yet been completed.  We expect to reach our maximum level of service to your family about five years from now.

We love talking about this subject.  If you would like to know more, please contact our community relations coordinator, Vicki Howerton, or me and we’ll be glad to give you the details.

 

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Doubling Down

By Joe Boyles

Guest Columnist

I want to be clear about something from the onset – I’m not a gambler.  While I have no problem with a friendly wager over a golf match, I don’t frequent casinos; I’ve never bet on a horse race; you’ll never find me at JCKC; and I never, never, never waste my time or money on the lottery.  I don’t believe in those things.  It’s not in my blood.

Now that I’ve got that off my chest, I do know what “doubling down” means.  That’s what happens when a gambler goes on a losing streak and finds himself in the hole with no money left.  He might continue the wager by doubling down or betting double-or-nothing.  In other words, however much I owe, I’ll double the loss on the next hand against evening my loss should I win.  Example: I’m $100 in the hole with nothing left in my pocket: doubling down means that if I lose, I now owe $200 but if I win, we’re even.  The house will never take a double-down unless the gambler has already proven that he can pay the bet.

Doubling-down may be the sign of a desperation bet, but politicians do it all the time.  For example, take the failed $787 billion economic stimulus that went into effect in February 2009.  This was supposed to create hundreds of thousands of jobs and keep unemployment below 8 percent; today we’re at 9.1 percent and we haven’t been below the 8 percent bogey in over two years.  The stimulus failed … miserably.

Practically every day, we hear of another stimulus project that has crashed and burned.  The latest is Beacon Power that just declared bankruptcy taking $39 million in government loans down the drain.  That’s a bargain compared to Solyndra that ate $538 million in taxpayer money before closing its doors, laying off 1100 workers.  This is only the tip of the iceberg; more will follow.

A big component of the 2009 Stimulus was relief for government workers at state and local level.  This enabled cash-strapped states to prevent layoffs … but only for a short while.  This “solution” was at best a band-aid, temporarily papering over a budget shortfall that is systemic.  Never forget that governments get in trouble, not during bad economic times, but rather, in good times when they create programs that cannot be sustained during inevitable downturns.  Businessmen understand this but politicians, who are always spending other people’s money rather than their own, never get it.

So now, it is 2011 and the president is making the case for his reelection next year … by doubling down with another stimulus.  This one is valued at $447 billion and of course, isn’t called “stimulus” because that word has been sullied.  Instead, he calls it his jobs bill or the American Jobs Act, but if you look at its elements – public works, aid to the states, unemployment insurance, etc. – it contains exactly the same package that failed two years ago.  Why would you remotely think that it could succeed this go round?

Rather than be sincere and go to Congress to get their input on what would pass, he put this together on his own.  Not surprisingly, the bill failed to pass either house of Congress.  It would appear that he is more interested in an issue to beat Republicans with than anything that might be enacted to actually improve the economy.  How cynical.

Now he’s issuing executive orders to forestall home mortgage foreclosures and student loans.  These have all been tried before earlier in the Obama years with poor results.  I don’t think these executive orders will help much.

I mentioned that doubling down is a desperation move, and so it is with Obama.  It’s all he has.  He could offer to unleash the oil and gas industry, but he can’t because such a move would be at odds with his ideology.  He could offer a tax reform bill that would include a reduction in corporate taxes, but he won’t.  And he could suspend all regulatory matters and launch a serious, business-oriented review of what is already on the books – no chance.  He’s a big government guy.  The stimulus is all he’s got.  A tiger is a tiger; don’t expect him to be something that is not his nature.

As informed voters, we should always be on the lookout for old political tricks.  Beware of the double-down.  It’s been tried before, and you’ll see it again.

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